Ryan is the Chief Operating Officer of The Heartland Institute of Financial Education. Ryan graduated from Colorado State University in 2005 with a Bachelor’s degree in Finance. Ryan began working with the Heartland Institute as a technical specialist in developing the website and various materials for HIFE. After obtaining the required experience, he took and […]

David is an Ohio native and achieved a Bachelor of Science in Business Administration from Bowling Green State University in 1991. David pursued management training and experience with The Sherwin Williams Co. out of Cleveland, OH from 1991-1996 before entering the financial services industry. David is a Chartered Financial Consultant, ChFC® a CFE Certified Financial […]

Alan J. Gappinger, CLU, ChFC, CFP®, CFEd®, has a Masters in Financial Planning and was one of the original members of the Registry of Financial Planning Practitioners. Alan is the Founder of the Heartland Institute of Financial Education, a national nonprofit organization that provides financial education for companies and their employees and college planning for […]